plann|
Plan your future with India's smart DIY financial planner. Model investments, simulate retirement, and plan for FIRE.
The 3P Framework
Portfolio, Progress, and Plan.
Everything you need to plan FIRE
A complete financial toolkit crafted specifically for the Indian context.
Multiple Scenario Planning
Compare "what-if" scenarios side by side. Model retirement at 45 vs 55, buying vs renting, career changes — and see the financial impact instantly.
Indian Tax Engine
Old vs New regime, Section 80C/80D/80CCD, HRA, surcharge — all automated for each projection year.
Privacy First
Your financial data stays local on your device. Cloud sync is optional and end-to-end secured.
15+ Account Types
EPF, PPF, NPS, ELSS, Equity MF, FD, SGB, SCSS, Gold, Real Estate — all modeled with accurate rules.
Goal Milestones
Set FIRE targets, home purchases, children's education, and track exactly when each goal is achievable.
Progress Tracking
Log your net worth over time and watch your actual trajectory align with your projected plan. Stay on track.
Three steps to financial clarity
Add Your Finances
Input your income streams, expenses, investments, and Indian tax details in a guided setup.
Build Scenarios
Create "what-if" plans — retire at 45, buy a house at 35, switch careers — and see the impact instantly.
Watch It Unfold
Track your progress over time. Log net worth snapshots and see how reality matches your projections.
Loved by FIRE planners
"Finally a FIRE planner that understands EPF, PPF, and Indian tax slabs. The scenario comparison feature alone is worth the subscription."
"I was using spreadsheets for years. plannF replaced 8 tabs with one beautiful dashboard. The Old vs New tax comparison saved me ₹47K this year."
"The privacy-first approach sealed it for me. My financial data stays on my device, and the projections are shockingly accurate."
"The exact tool I needed to figure out if I could Coast FIRE. Tracking my liquid net worth minus real estate is super easy now."
"I love that I can model different scenarios like buying a car or taking a sabbatical and see exactly how it impacts my FIRE date."
"The UI is gorgeous and it works flawlessly on my phone. Finally a FIRE calculator that actually understands Indian inflation rates!"
"Absolutely brilliant. It accounts for EPF, PPF, and NPS in a way no global tool does. A game changer for Indian investors."
"Finally a FIRE planner that understands EPF, PPF, and Indian tax slabs. The scenario comparison feature alone is worth the subscription."
"I was using spreadsheets for years. plannF replaced 8 tabs with one beautiful dashboard. The Old vs New tax comparison saved me ₹47K this year."
"The privacy-first approach sealed it for me. My financial data stays on my device, and the projections are shockingly accurate."
"The exact tool I needed to figure out if I could Coast FIRE. Tracking my liquid net worth minus real estate is super easy now."
"I love that I can model different scenarios like buying a car or taking a sabbatical and see exactly how it impacts my FIRE date."
"The UI is gorgeous and it works flawlessly on my phone. Finally a FIRE calculator that actually understands Indian inflation rates!"
"Absolutely brilliant. It accounts for EPF, PPF, and NPS in a way no global tool does. A game changer for Indian investors."
Simple, transparent pricing
Start free. Upgrade when you need more power.
Free
Perfect for getting started
- 1 Baseline Scenario
- Track 3 Progress Points
- Full Indian Tax Engine
- 15+ Account Types
- Local Storage Only
Premium
That's just ₹83/month
- Everything in Free, plus:
- Unlimited Scenarios
- Unlimited Progress History
- Cloud Sync & Backup
- Advanced Tax Strategies
- Priority Support
Frequently asked questions
Absolutely. By default, all your data lives locally in your browser. If you opt into Cloud Sync (Premium), your data is encrypted and stored securely. We never sell, share, or monetize your data.
plannF automatically handles Indian tax calculations (Old vs New regime), SIP step-up modeling, inflation-adjusted expenses, and year-by-year projections. It would take thousands of formula cells to replicate what plannF does in one click.
Privacy & Control: plannF is a local-first, forward-looking simulator, not a daily portfolio tracker. By relying on manual entry, we guarantee your sensitive financial data stays completely under your control on your device. Furthermore, integrations with Indian financial institutions are often unstable and require frequent OTPs. Keeping entry manual ensures intentional engagement with your FIRE plan without any risk of credential sharing.
Yes! You can use the core features of plannF completely free of charge. You get access to the full tax engine and account types, stored locally on your device. Premium features like unlimited scenarios and cloud sync require a subscription.
No. plannF is a simulation and projection tool. It helps you explore 'what-if' scenarios, but it is not a substitute for professional financial advice. Always consult a SEBI-registered advisor for investment decisions.
Ready to plan your financial independence?
Join hundreds of FIRE planners who already trust plannF to visualize their future.